Writing

THOUGHTS
FROM THE
FOUNDER.

Bitcoin. Fintech. Building. Financial freedom.
Written from the trenches.

Why I Built a Bitcoin Company for People Without Bank Accounts

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Why Bitcoin ATM Fees Are So High, And What to Do About It

The average Bitcoin ATM charges 8-20%. That's not a scam, but it is a real problem. Here's why the fees are what they are, and what alternatives actually cost less.

Bitcoin vs. Inflation: What It Actually Means for Your Savings

A dollar in 2020 buys about 80 cents worth of things today. Here's an honest look at what Bitcoin offers as a savings tool, including the risks most people don't talk about.

BitcoinPOP: How We Turned Everyday Retail Stores Into Bitcoin Access Points

The hardest problem in Bitcoin adoption was never the technology. It was the last mile, getting Bitcoin to someone with cash in their pocket in a neighborhood without a kiosk. Here's how we solved it.

From One ATM at Woodfield Mall to 16,000 Retail Locations

The Crypto Dispensers story isn't a startup fairy tale. It's nine years of iteration, a few right bets, and the steady work of building something people actually needed.

Five Things Nobody Tells You Before You Build a Fintech Company

After nine years in regulated fintech, here's what I wish someone had told me before I started: compliance is the product, your hardest customer is your most important one, and trust is the only thing you're really selling.

The Future of Cash-to-Crypto: What Comes After the ATM

The ATM era proved cash-to-crypto demand was real. The Point of Payment era made it practical. The next phase will make it invisible, and that's exactly where this goes.

Why SOC 2 Compliance Matters in Crypto (And Why We Did It)

Nobody enjoys a SOC 2 audit. We did it anyway, not for enterprise contracts, but for the first-time buyer depositing $100 in cash who deserves to know their platform was checked by someone whose only job is to look.

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DELIVERED.

New writing on Bitcoin, fintech, and building for the people the financial system forgot. No spam. Just the actual thinking.